Instant Cash Advance – Instant PayDay Fees
Terms of repayment. Annual percentage rate (“APR”) is based upon repaying the check amount in 14 days. The APR will differ for terms greater than or less than 14 days. See your contract for your specific disclosures.
| Advance Amount | Fee | State Database Charge | Check Amount | Annual Percentage Rate |
| $25.00 | $3.75 | $1.35 | $30.10 | 531.86% |
| $50.00 | $7.50 | $1.35 | $58.85 | 461.46% |
| $75.00 | $11.25 | $1.35 | $87.60 | 438.00% |
| $100.00 | $15.00 | $1.35 | $116.35 | 426.27% |
| $125.00 | $18.50 | $1.35 | $144.85 | 414.01% |
| $150.00 | $22.00 | $1.35 | $173.35 | 405.85% |
| $175.00 | $25.50 | $1.35 | $201.85 | 400.01% |
| $200.00 | $29.00 | $1.35 | $230.35 | 395.63% |
| $225.00 | $32.25 | $1.35 | $258.60 | 389.33% |
| $250.00 | $35.50 | $1.35 | $286.85 | 384.29% |
| $275.00 | $38.75 | $1.35 | $315.10 | 380.17% |
| $300.00 | $42.00 | $1.35 | $343.35 | 376.73% |
| $325.00 | $45.00 | $1.35 | $371.35 | 371.82% |
| $350.00 | $48.00 | $1.35 | $399.35 | 367.61% |
| $375.00 | $51.35 | $1.35 | $427.35 | 363.96% |
| $400.00 | $54.00 | $1.35 | $455.35 | 360.76% |
| $425.00 | $56.75 | $1.35 | $483.10 | 356.41% |
| $450.00 | $59.50 | $1.35 | $510.85 | 352.54% |
| $475.00 | $62.25 | $1.35 | $538.60 | 349.08% |
| $500.00 | $65.00 | $1.35 | $566.35 | 345.97% |
| $525.00 | $67.75 | $1.35 | $594.10 | 343.15% |
| $550.00 | $70.50 | $1.35 | $621.85 | 340.59% |
| $575.00 | $73.25 | $1.35 | $649.60 | 338.25% |
| $600.00 | $76.00 | $1.35 | $677.35 | 336.10% |
- A $31.14 returned check fee will be assessed for all returned checks. Repayment plan fee: we will charge you a fee of $18.69 upon converting your deferred present services transaction lump-sum payment obligation to an installment payment obligation.
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Contact us here at Instant Cash Advance any time if you have any questions.
Instant Cash Advance has provided assistance when I really needed it. In emergency cases of need I have received funds to pay housing costs and transportation related costs. Without the funds available to me through Instant Cash Advance, I possibly would not have a place to live in Michigan where I work, or a car with gas and insurance to get to work. I have enjoyed the business and friendly relationship with Instant Cash Advance personnel.
Allison G.