Rates & Terms for Cash Advances

Our fees are regulated by the state of Michigan so you have the ability to take out a payday advance and pay it back without feeling like you are being gouged by high charges or other fees. 

New customers who take out a payday advance can do so without paying any fees on loans up to $200.00. For example: If you only need $100 the fee would have been $15.00, but instead you pay no fees. If you need $400 the fee would have ben $54.00, but we subtract what the fee would have been up to the no fees on the first $200 ($54.00 - $29.00 and you only pay $25.00 for that $400 advance). It's a simple process. A $0.45 charge is always associated with Michigan payday advances that go directly to the state of Michigan to keep fees low.

 

Advance Amount Fee State Charge Total Due
$25 $3.75 $0.45 $29.20
$50 $7.50 $0.45 $57.95
$75 $11.25 $0.45 $86.70
$100 $15.00 $0.45 $115.45
$125 $18.50 $0.45 $143.45
$150 $22.00 $0.45 $172.45
$175 $25.50 $0.45 $200.95
$200 $29.00 $0.45 $229.45
$225 $32.25 $0.45 $257.70
$250 $35.50 $0.45 $285.95
$275 $38.75 $0.45 $314.20
$300 $42.00 $0.45 $342.45
$325 $45.00 $0.45 $370.45
$350 $48.00 $0.45 $398.45
$375 $51.00 $0.45 $426.45
$400 $54.00 $0.45 $454.45
$425 $56.75 $0.45 $482.20
$450 $59.50 $0.45 $509.95
$475 $62.25 $0.45 $537.70
$500 $65.00 $0.45 $565.45
$525 $67.75 $0.45 $593.20
$550 $70.50 $0.45 $620.95
$575 $73.25 $0.45 $648.70
$600 $76.00 $0.45 $676.45