* Instant Cash Advance and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm EST Mon. - Thu.
** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by Instant Cash Advance or third party lenders.
*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
† Instant Cash Advance or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from Instant Cash Advance.
‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details
Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Payment plan available where allowed by law. Permissible Fee and APR for a $100 Payday Cash Advance is a maximum fee of $15.00 (391.07% APR). Fee and APR calculated based on 14-day advance. See store for any additional regulations, requirements or restrictions. Instant Cash Advance Corp is a member of the CFSA.