How Cash Advances Work

At Instant Cash Advance, we strive to make your payday loan as quick and easy as possible.  Applying for a cash advance is simple. Stop into any of our 28 Michigan locations.

For first time customers, the application process takes about 15 minutes, even less for existing customers, during which we will review the terms and conditions of your payday advance.

Pay Day Loan Requirements

A new client must have:

Open and Active Checking Account for a Minimum of 30 Days With Most Recent 30 Day Bank Statement
Valid Michigan Drivers License or State Issued ID Card
Verifiable Source of Income With Proof of Income Showing Current Source of Income
Social Security Card or Legal Document Verifying Social Security Number

How Much Money Can I Qualify For?

The amount of your cash advance is based on your net monthly income.   At Instant Cash Advance, we can provide payday loans up to $600.00.

Getting Your Cash Advance

Upon qualification, you will write us a check for the advance amount, plus fees, and we will hold that check until your determined due date.

Repaying Your Cash Advance

You are obligated to come in on or before your due date to repay your cash advance.  All payday loans must be repaid with either cash or money order.  Upon payment, we will return your original check to you.

We can help you with that!

Contact us here at Instant Cash Advance any time if you have any questions.

Instant Cash Advance has provided assistance when I really needed it. In emergency cases of need I have received funds to pay housing costs and transportation related costs. Without the funds available to me through Instant Cash Advance, I possibly would not have a place to live in Michigan where I work, or a car with gas and insurance to get to work. I have enjoyed the business and friendly relationship with Instant Cash Advance personnel.

Allison G.

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