Instant Cash Advance – Instant PayDay

We started out as Instant Cash Advance Corp. back in 1999, providing a less expensive alternative to bank NSF (insufficient fund) fees, by serving over 100,000 Michigan customers with quick, easy and confidential payday loans. Over the years we have formed close partnerships with companies, offering specific expertise and services, which transitioned into multiple brands, allowing us the opportunity to help even more people. All of our branch offices are licensed and regulated by the State of Michigan under the deferred presentment act. We pride ourselves on providing a valuable service to our hard-working customers who occasionally find themselves in a pinch, with discreet, efficient, and professional service.

  • December 1999

    A New Company Formed

    Steve Leach, Cathy Farr and John Durkee were looking for a business opportunity after John had suffered an injury to his leg in a semi accident. Steve had previously provided marketing services for one of the early adopters in what is now known as “cash advance” or “payday loan” industry and like most of the population they had suffered onerous NSF fees for the occasional failure to account for all spending and having a check returned and recognized an opportunity to provide consumers the ability to get just a little help to make it to the next payday. Instant Cash Advance Corp was formed with the first store located in Grand Rapids.

  • November 2000

    From 1 Store to 2

    Operational details were worked out over the year and the second store was opened in Saginaw Michigan.

  • April 2005

    From 2 Store to 45

    With lots of hard work, talented employees and some acquisitions, Instant Cash grew to over 45 locations in Michigan

  • 2008

    Tough Economy

    As the U.S, economy shrunk, and political climate became less business friendly the industry suffered massively as banking relationships were pulled thousands of businesses were idled and employees laid off. Instant Cash Advance Corp persevered by paying down debt and shrinking store counts. Services like the purchase of unwanted jewelry was added as a service.

  • 2012

    1 Company becomes 2

    Steve Leach/Cathy Farr and John Durkee separated their companies and both operate in the state of Michigan under Instant Cash Advance Corp and Instant Cash respectively. Both organizations maintain the intent and delivery of solid customer service with savings over bank overdraft and NSF fees.

  • 2017

    Quality Remains #1

    Instant Cash Advance Corp continues to thrive with a focus on hiring and training quality team members. Timely and cost effective financial products.

Help, When You Need It Most.

We are Michigan’s premier provider of cash advances and payday loans. If you’re in need of some fast cash, we’re here to help, with great service at our Instant Cash Advance and Instant PayDay locations. With cash advances of up to $600.00, our payday loans provide short-term financial assistance without a long term obligation.

We Also Buy Gold and Precious Metals.

Did you know that some of our branches can also help you if you bring in your broken or unwanted gold jewelry? You can walk out the door with money in your hand with our cash for gold services. Simply bring in your jewelry to any of our gold buying locations, and our trained gold buying professionals will examine your jewelry, measure its weight, and assess its quality; right on the spot. (We buy silver, and platinum too.) After our initial examination, we will offer you fair market value.  It’s that easy!

15 Convenient Michigan Locations.

We are here to help you. We have 15 convenient walk-in locations in Michigan, open Monday, Wednesday, Thursday, Friday and the first Tuesday of the month when it is the 1st or the 3rd of the month. Check out our locations page to see our individual branch hours, directions, and get the help you need.

We can help you with that!

Contact us here at Instant Cash Advance any time if you have any questions.

Instant Cash Advance has provided assistance when I really needed it. In emergency cases of need I have received funds to pay housing costs and transportation related costs. Without the funds available to me through Instant Cash Advance, I possibly would not have a place to live in Michigan where I work, or a car with gas and insurance to get to work. I have enjoyed the business and friendly relationship with Instant Cash Advance personnel.

Allison G.

Find a payday advance or gold buying store near you today.